Evidence and actions on mortgage market disparities: Research, fair lending enforcement, and consumer protection

MJ Courchane, SL Ross - Housing Policy Debate, 2019 - Taylor & Francis
In this article, we present an overview of the research on discrimination in mortgage
underwriting and pricing, the experiences of minority borrowers both prior to and during the …

Loan modifications and foreclosure sales during the financial crisis: Consequences for health and stress

MR Lindblad, SF Riley - Housing Studies, 2015 - Taylor & Francis
Loan modifications and foreclosure sales are two ways mortgage servicers can respond
when homeowners fall behind on house payments. We investigate the consequences of …

[BOOK][B] Strategies to reduce subprime mortgage default rates

TL Washington - 2017 - search.proquest.com
Abstract In 2007, approximately 20% of US homeowners with a subprime mortgage loan
experienced mortgage default, which resulted in the bank foreclosing on their home. The …