The recent financial crisis illustrated how vulnerabilities emanating from residential
mortgage markets can lead to financial instability and severe contractions in economic …

House prices have increased significantly in Canada over the past decade, driving
household debt and residential construction activity to historical highs. Although macro …

The Canadian system of housing finance proved to be resilient and efficient during the
global financial crisis and its aftermath. The system's effectiveness is the result of a rigorous …

OBJECTIVES: Home ownership as opposed to renting is associated with lower rates of food
insecurity, the latter being a marker of household economic deprivation associated with …

This paper investigates the role of government intervention in achieving the American dream
of homeownership. The study analyzes the role of tax deductions in housing finance …

This document and any map included herein are without prejudice to the status of or
sovereignty over any territory, to the delimitation of international frontiers and boundaries …

With historically low levels of interest rates and financial deregulation, borrowing conditions
have been eased for Canadian households, which has contributed to the accumulation of …

I examine the impact of non-regulated lenders in the mortgage market using a dynamic
stochastic general equilibrium (DSGE) model. My model features two types of financial …

Home ownership as opposed to renting is associated with lower rates of food insecurity, the
latter being a marker of household economic deprivation associated with adverse health …

In Canada, government intervention in the housing markets and financial markets comes
through several branches of the state. The Office of the Superintendent of Financial …