TY - JOUR T1 - Has Longevity in the U.S. Peaked? JF - The Journal of Structured Finance SP - 112 LP - 115 DO - 10.3905/JSF.2009.15.2.112 VL - 15 IS - 2 AU - David C Dorr Y1 - 2009/07/31 UR - https://pm-research.com/content/15/2/112.abstract N2 - This article enumerates the five factors that influence longevity, with its attendant impact on the life settlement industry. We are at the apex of the longevity growth curve. It may increase slightly over the next 10 years, and then it will drop quite dramatically in the following years. As longevity declines, to the extent professional longevity estimates used by the life settlement industry are reduced at a slower rate than the actual changes in longevity, investors in life settlements may see opportunities to arbitrage those longevity estimates and increase their yields.TOPICS: Financial crises and financial market history, legal and regulatory issues for structured finance ER -