TY - JOUR T1 - Overview of the State of U.S. Housing JF - The Journal of Structured Finance SP - 112 LP - 133 DO - 10.3905/jsf.2013.18.4.112 VL - 18 IS - 4 AU - Vishwanath Tirupattur AU - Quincy Tang AU - Laurie S. Goodman AU - Kostya Gradushy AU - James I. Midanek Y1 - 2013/01/31 UR - https://pm-research.com/content/18/4/112.abstract N2 - This panel discussion covered whether home prices have troughed, expectations for year-over-year home price appreciation (HPA), expectations for home prices over the long term, regional/geographical diversity in HPA trends, distressed versus non-distressed prices, shadow inventory trends, the role short sales have played in housing recovery, expectations for foreclosures and liquidations going forward, the role investors are playing in the market, prospects for buy-to-rent, and how necessary conditions for a robust housing market, such as mortgage credit availability, overall economic growth and employment, regulatory certainty, and GSE reform, are likely to evolve over the next 6–12 months.TOPICS: Legal and regulatory issues for structured finance, legal/regulatory/public policy ER -