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Abstract
Microfinance deals with the provision of financial services for poor and low-income individuals in poor countries. There is a huge demand for these services and philanthropy and international development aid is not capable of meeting the demand. The answer, many argue, is commercialization of microfinance, and in this article we discuss why this could be a viable avenue to take. Furthermore, we discuss microfinance securitization and structuring, which we also see as an important development.
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